Tuesday, October 20, 2009

The public option

The Washington Post reported today that the majority of Americans, you know the voters and taxpayers, want a public option overseen by the government, and a very clear majority want a simplified one for the underinsured and uninsured run the the states. And we're the one who elected the representatives in Congress and pay for the appropriation bills they pass and the President signs.

So, Congress what don't you understand? Your 500+ amendment bill to date should either scraped and rewritten or should be drastically revised. We have spoken. We want you to do what we want and not what the corporations who give you a lot of money want. It's not about them, it's about us, the American people.

We also want to you ensure no insurance can deny or reduce coverage for anyone, including those with pre-existing conditions, to cancel anyone insurance because their healthcare is costly, extensive or long. In short, the companies can only provide the insurance and premiums and let the people decide. It should be a market where there is choice, not empty promises and increasing costs and prices.

And once the person is enrolled with a health insurance company they should have rights to ensure their coverage won't be cancelled, won't be denied, the premiums won't be increased different than others (essentially driving them out of the company), and the company won't change coverage more than once a year. And they want a independent process to address denials of coverage, premiums increase above the cost of living or within reasonable expectation, and complaints with undue lengthy claim processing.

That's not unreasonable and would be allow the insurance companies to profit.

There ways to simplify the healthcare reform bill. You don't need a lot of pages. You don't need 500+ amendments. You simply provide the language with define what people can expect for their insurance and from insurance companies, and the basic framework health insurance companies have to work under to offer insurance in this country. Many states are already doing this with insurance (oversight) committees and commissioner(s).

It's not unreasonable to expect the federal government to set a minimum national standard and provide rights and protections for the insured and incentives for the companies to follow the rules and be reasonably profitable. All you have to do is simplify the bill to the minimum and restrict anything beyond it without authorization from Congress.

That's not rocket science. And it's not politics. It's about the American people and American families. Nothing less will do.

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